What Is FundedHive? Payouts, choosing a plan, trading costs and how to start

FundedHive is an offshore prop firm whose payouts are judged and sent automatically by smart contracts. Once you meet the conditions you can request a payout every day, and payouts are hard to block by human decision. That is its biggest strength.

Spreads are raw with no markup, and the Pay From Profits (PFP) model lets you start for a small access fee. This guide covers how payouts work, how to choose between PFP 1-Step and 2-Step, and how the Hive Coin you earn by passing can cover up to half of your next challenge, based on the official terms and screens.

WHY FUNDEDHIVE

Meet the conditions, get paid within 60 seconds of requesting.

A smart contract decides whether a payout is approved. There is no manual review queue, and you can request a payout every day once the conditions are met.

1. 01RequestAny day
2. 02Automatic checkSmart contract
3. 60sSentTo your wallet within 60 sec

Payouts are capped at $1,000 per wallet per day ($2,000 for Instant Growth). 60 seconds is the target for sending to your wallet, not the time until the money reaches a bank account.

Which are you?

New to prop firmsTraded with other firms

1. 01You never pay for trading losses

   The evaluation runs on a demo account. If you fail, you only lose the access fee you paid (it is not refunded).

2. 02Try it from $9

   The PFP 2-Step 5K access fee is $9, and 10K is $19. Learn the platform and the rules for a small cost.

3. 03Simple rules

   No consistency rule, static loss limits that do not trail, news trading allowed, and zero swaps.

See PFP 2-Step pricesStart with how it works →

PRWhether you pass and get paid depends on your trading. Check the conditions on the official site before you buy.

EDITOR'S VERDICTStart here

Not sure? Start with PFP: 2-Step for the lowest first fee, 1-Step to finish in one evaluation

Payouts are judged by a smart contract under the terms, and you can request one every day once the conditions are met. PFP lets you start for a small access fee, and with a Low or Moderate rating the funded fee is paid from profits.

Payouts

Daily, sent in 60 sec

Spreads

Raw, no markup

First fee

From $9 (2-Step 5K)

Coupon

20% off PFP

See PFP prices

PROpens the official site in a new tab

You choose the plan and account size on the official site. The coupon only applies when you enter the code at checkout.

What is FundedHive?

FundedHive is an offshore prop firm operated by TradingHive Group, which has affiliated entities in the United States, Dubai and the United Kingdom.

A prop firm lets you trade an account provided by the company instead of your own capital, and pays you a share of the profits based on your results. What sets FundedHive apart is its Web3 approach of recording trades and payouts on a blockchain.

In short, you take an evaluation that tests whether you can make a set profit while following the rules. If you pass, you trade a funded account and receive your share of the profits. Trading takes place on cTrader, and payouts are made in USDC, a stablecoin pegged to the US dollar.

From evaluation to payout

1. Take the evaluation
2. Trade after passing
3. Get paid when conditions are met

Official funding models and official wallet guide (checked September 20, 2026), current terms and conditions (checked October 12, 2026).

What do Web3 and blockchain mean here?

You will see these two terms often when reading about FundedHive. Here is all you need to know.

Because of this setup, you use a crypto wallet app such as MetaMask to work with FundedHive. If you have never used crypto before, there is a small learning curve, but the payout section walks you through it.

Trading is simulated; payouts are a fee for trading data

This is often misunderstood, so let us be clear. Like most evaluation-based prop firms, the accounts you trade at FundedHive are demo (simulated) accounts in principle. Prices closely follow the real market, but your own money is not placed in the market.

Payouts are structured as compensation for providing your trading data. FundedHive itself states that it is not a broker but a provider of evaluation and technology infrastructure.

What is unusual is that funded accounts are handled through a system called AADS as A-Book, meaning orders are actually routed to the market. Payouts are also calculated on A-Book profits. The next section covers this together with transparency.

Five things that set FundedHive apart

Here are the five points that matter most to traders when comparing FundedHive with other prop firms.

1. Smart contracts judge payouts, and you can withdraw every day

Payouts are FundedHive's biggest strength. The current terms state that payout eligibility is determined entirely by on-chain smart contracts and real-time trade analytics, removing human discretion.

A common worry with prop firms is waiting days for a payout review, or having a payout refused on some pretext by staff. Because FundedHive's check is automatic, you can request a payout any day once the conditions are met, and the firm advertises sending within 60 seconds.

Current terms Annex 3 (AADS) and section 8 (checked October 12, 2026), FundedHive homepage (retrieved September 30, 2026).

2. Raw spreads with no markup, tight on major pairs

FundedHive passes on raw spreads from its liquidity providers without a markup. On the official display on October 12, 2026, EUR/USD showed 0.0-0.1 pips and USD/JPY and GBP/USD 0.3 pips, which is very tight for major pairs.

Commission is $3 round turn ($1.50 per side) per $100,000 traded, and swaps are zero. Even counting spread and commission together, the conditions favor short-term traders. See the spreads and fees section for worked examples.

3. Payouts recorded on a blockchain

Payouts are not only judged automatically; their records also stay on a public blockchain anyone can check. FundedHive answers the "will they really pay?" worry with both the mechanism and the record.

Linked, shared records

1. Link records
2. Share them
3. Check the history

4. Simple rules with few restrictions

FundedHive also has fewer of the fine-print rules that trip up newer traders. There is no consistency rule, loss limits are static and balance-based, all accounts are swap-free, and news trading is allowed.

5. Hive Coin makes your next challenge cheaper

When you pass the evaluation and move to the funded stage, FundedHive grants Hive Coin worth 200% of the fee you paid. Hive Coin can cover up to 50% of your next challenge, so the more you pass, the cheaper it gets to continue. The Hive Coin section has worked examples.

Which FundedHive plan should you choose first?

Your first payment and the fee after passing both depend on the plan you choose. Start by thinking about which of these three profiles fits you best.

Access fees from the current terms (checked October 12, 2026). All buttons open the official site; choose the plan and size there.

Why we suggest PFP first

If this is your first time with FundedHive, we recommend starting your comparison with Pay From Profits (PFP). These three points apply to both 1-Step and 2-Step.

• Low first payment. 2-Step starts at $9 for 5K and 1-Step at $19 for 5K.
• No upfront funded fee. With a Low or Moderate rating, the funded account fee is paid entirely from profits.
• Passing makes the next attempt cheaper. Hive Coin can cover up to half of your next challenge.

PFP 1-Step or 2-Step: which to choose?

PFP comes as 1-Step (one phase) or 2-Step (two phases). Loss rules, the funded fee, Hive Coin and the 80% split are the same; the difference is the number of evaluations and when you pay.

2-Step has the lower first payment and smaller targets per phase, so it suits first-timers and anyone testing with a small amount. 1-Step finishes in one evaluation with no Phase 2 payment or 14-day deadline, so it suits traders who can make 10%.

The terms do not state the Phase 2 access fee. To compare total costs, check both prices on the checkout screen.

PFP does not mean everyone pays later, though. Paying from profits only applies if your evaluation trading is rated Low or Moderate. See the Low and Moderate section for the criteria.

Who Classic or Instant Growth suits

Classic 2-Step is the traditional model with an upfront evaluation fee, and the top tier raises the profit split to 90%. It suits traders who do not want a fee deducted later or who care most about the split. Instant Growth has no evaluation phase; you grow the account by making 6% profit at each level.

The three FundedHive plans explained

Here are the conditions and fees for each model. Conditions are based on the current terms and the official site as checked on October 12, 2026. Classic and Instant Growth prices include figures from older materials, so check the official site before buying.

Pay From Profits (small fee first, rest later)

You pay only a small access fee first, and the funded account fee can be paid from profits depending on your rating. Because the first payment is small, it is a good fit for beginners who want to give it a try. There are 2-Step and 1-Step versions.

OFFICIALPFP 2-Step conditions (official site)

On the 2-Step plan, after passing Phase 1 you pay the next access fee to unlock Phase 2. You must pay within 14 days of passing Phase 1, or you lose access to the challenge.

1-Step has a single phase with a 10% target. With no Phase 2, there is no extra access fee or 14-day deadline. Loss rules, profitable days, leverage, the funded fee and Hive Coin are the same as 2-Step.

Once you pass the evaluation, you can use a funded account. Its fee (the funded fee) depends on the risk category assigned from your evaluation trading. The profit split after passing is 80% for everyone.

Classic 2-Step (traditional, pay upfront)

This is the standard two-phase evaluation. FundedHive offers three tiers named after bees: NewBee, WorkerBee and QueenBee. Higher tiers cost more but raise the profit split to 70%, 80% and 90%.

The profit target is 8% for Phase 1 and 6% for Phase 2. The overall loss limit is 10% of the balance (static), and the maximum loss per trade is 3%. The daily loss limit and leverage vary by tier.

FX leverage shown is the maximum for accounts up to $100,000 and decreases for larger accounts (current terms, Annex 1.1).

Fees by account size (before discount) were as follows in materials retrieved in June 2026. The current terms do not include a price list, so check the latest prices on the official site before buying.

Instant Growth (start now, scale up)

Instant Growth (also called the Tower) skips the evaluation and starts you on a $10,000 account straight away. Each time you make 6% of the starting balance at a level, you can move up, all the way to a $1,000,000 account.

Moving up costs 2% of the new account balance, and from Level 2 onward it is paid from the previous level's profits. The account doubles up to Level 5 and grows in steps after that. The profit split is 80%.

• Maximum drawdown 6% of the starting balance (static), max 2% loss per trade
• No daily loss limit, minimum trading days or consistency rule
• Martingale, grid and hedging across accounts are prohibited
• Level 1 is a B-Book evaluation stage; A-Book applies from Level 2

How Hive Coin can cover up to half of your next challenge

Hive Coin is the main reason to keep using FundedHive. Under the current terms, passing returns 200% of your fee as Hive Coin, and Hive Coin can cover up to 50% of the price of your next challenge.

For example, the regular access fee for a PFP 2-Step 200K account is $199. If Hive Coin covers half, the cash you pay up front is about $100.

1. Regular access fee$199PFP 2-Step 200K
2. Covered by Hive Coin-$99.50Capped at 50% of the price
3. Cash payment$99.50Before any coupon

Current terms Annex 2 and the official plan selection screen (checked October 12, 2026). This calculation excludes coupons.

When do you get Hive Coin, and how much?

Hive Coin is granted when you pass both phases and move to the funded stage. Because it equals 200% of your fee, the amount you can use next depends on which account size you passed.

On paper, passing a 50K or larger account once gives you enough coin for half of a 200K account ($99.50). Passing only 5K or 10K is not enough, so a realistic path is to get comfortable on a small size first, then aim to pass 50K or 100K.

Rules for using Hive Coin

• Hive Coin is not a cash refund; it is used to buy challenges
• You can use it for up to 50% of the price in a single purchase
• The terms apply it to challenge prices and do not say it can be used for the funded fee
• Whether it can be combined with a coupon is unconfirmed; check the final price at checkout

With Low or Moderate risk, the funded fee comes from profits

A major advantage of PFP is that you do not have to pay the funded fee upfront. However, it can be paid entirely from profits only if your evaluation trading is rated Low or Moderate. With Medium or High, half of the fee is paid upfront.

You do not choose this rating when you buy. A system called AADS assigns it automatically from your trading record in both phases. The Low and Moderate criteria are also shown on the screen before you buy.

OFFICIALRisk groups shown before purchase

Current terms Annex 2 (1.9) and the official pre-purchase screen (checked October 12, 2026). Daily loss is measured from the previous day's closing balance; overall loss from the initial balance.

The Low criteria are much stricter than the evaluation breach levels (5% daily, 10% overall, 3% per trade). Think of trading just to pass and trading to earn a Low rating as two different things.

How much is deducted? A 100K example

The funded fee is deducted first from your own share (80%) of the profits. It is deducted only once, with no further payments afterwards. If you make 3% ($3,000) on a 100K account with a Low rating, it works out as follows.

1. Your share$2,400$3,000 profit × 80%
2. Funded fee (Low)-$1,000$100,000 account × 1%
3. First payout$1,400$400 if Moderate

If your profit does not cover the fee, the remainder is recorded as unpaid and deducted from later payouts. Paying later is not free; it simply reduces what you receive.

Also note the payout limit. Classic and PFP allow up to $1,000 per wallet per day, so the $1,400 in this example would be received over two days.

Tips for earning and keeping a Low rating

• Place a stop loss within 20 seconds of opening every trade
• Calculate your lot size first so each loss stays under 1% of the balance
• Stop for the day once you are down 2% from the previous day's close
• An accidental order closed within 10 seconds without a stop loss does not affect the rating (no abuse)

FundedHive trading rules and prohibited practices

Passing means little if you are disqualified for a rule breach. Here are the evaluation rules for PFP (shared by 1-Step and 2-Step), our suggested first plan.

A profitable day is a day with a profit of at least 1% of the initial balance. On a 10K account that means at least $100, and it only counts when the balance is at or above the initial balance. Simply trading on three days is not enough.

Prohibited or restricted practices

• Exploiting latency or price errors
• High-frequency trading (HFT) with large numbers of very short orders
• Hedging across multiple accounts
• Copy trading on funded accounts
• Martingale or grid strategies on Instant Growth

Expert advisors (EAs) can be used as long as they do not fall under the practices above. Accounts use netting, so you cannot hold buy and sell positions on the same instrument at the same time.

FundedHive spreads, commissions and swaps

FundedHive says it passes on raw spreads from its liquidity providers without any markup. Major pairs showed 0.0-0.3 pips, which makes its trading costs genuinely competitive. Instead, a commission is charged, and swaps (overnight interest) are zero.

The commission is the same for every instrument: $3 round turn ($1.50 per side) per $100,000 traded. The official spread table shows it per $1 million, as "$15 / 1M" (per side).

OFFICIALMetals spread table (official site)

Official spread page (checked October 12, 2026). Values change constantly with market conditions and time of day.

Commission is based on the amount traded

The commission is $1.50 per side, or $3 round turn, per $100,000 traded (what is commonly called one standard lot). However, because it depends on the notional value rather than the number of lots, the commission per lot differs by instrument.

Round-turn commission = amount traded ÷ $100,000 × $3The terms give "$3 per lot (100k USD)" as an example

Lot sizes differ by instrument. Using 100 ounces for one lot of gold is a common example only, so check the actual lot size in the cTrader symbol information.

Look at your total trading cost

Trading cost = spread + round-turn commission + slippage

For example, on one lot of USD/JPY a 0.3-pip spread is 300 yen, or about $1.90. Adding the $3 round-turn commission gives about $4.90 per trade. The more often you trade, the more this total matters.

Swaps are zero, so holding a position overnight costs no interest. Remember, however, that weekend holding is not allowed on funded accounts.

How payouts work: from your wallet to your bank

FundedHive is crypto-based, so receiving money in your local currency takes a few extra steps. Once you understand the flow, it is not difficult.

Wallet receipt and bank deposit are separate steps

1. Wallet
2. Exchange to local currency
3. Withdraw to bank

1. Make profits on your funded accountYou can withdraw 80% of profits realized under A-Book. On PFP, the funded fee is deducted from this first.
2. Close your positions and request a payoutYou cannot request a payout while positions are open. Each request must be at least $50.
3. Receive USDC in your walletPayouts are sent as USDC on the ERC20 network. FundedHive advertises sending within 60 seconds of a request. Keep a little ETH in your wallet for gas fees.
4. Send it to a crypto exchangeUse an exchange available in your country that accepts USDC on the same network. Always check the network before sending.
5. Convert and withdraw to your bankSell the USDC for your local currency on the exchange and withdraw it to your bank account.

FundedHive pros, cons and who it suits

Based on everything above, here is a balanced look at the strengths and the points to watch.

Who FundedHive suits, and who should compare first

This translation is provided by Prop Up and does not mean FundedHive offers support in this language. Judge the fit by your strategy and how you plan to receive payouts.

How to start with FundedHive, plus our 20% coupon

Sign-up happens on the official site in the order below. Deciding your plan and account size first makes it quick. Screenshots are from the official site on October 12, 2026 and contain no personal data.

1. Register on the official site and connect a walletPrepare a wallet such as MetaMask and connect it. Keeping a little ETH in it helps with gas fees at payout time.
2. Choose Pay From Profits, then 1-Step or 2-Step, then a sizePick 2-Step for the lowest first payment or 1-Step to finish in one evaluation. Choose 5K or 10K for a first attempt, or 200K if you plan to use Hive Coin.

OFFICIALChoosing the plan and size

3. Check the access fee and the funded feeNext to the conditions table (below it on phones), the access fee and the starting funded fee are shown, along with a note that Low or Moderate can pay from profits.

OFFICIALAccess fee display (200K example)

4. Click Start Challenge and read the risk groups and termsRead the Low and Moderate criteria (screenshot above) and the terms, then agree and continue.
5. Check the coupon and Hive Coin at checkoutEnter "PROPUP" in the coupon field and confirm the discount. If you use Hive Coin, also check the amount covered and the cash total.
6. Check the conditions in cTrader before your first tradeThe challenge starts when you open your first trade. Check lot sizes, commission and loss limits, and place a stop loss before you trade.

Enter the code "PROPUP" at checkout to get 20% off Pay From Profits and 10% off Classic and Instant Growth. Following the link alone does not apply the discount, so check the price before you confirm.

FundedHive FAQ

Summary: what kind of prop firm FundedHive is

FundedHive is a Web3 prop firm whose payouts are judged by smart contracts, so you can request one every day once the conditions are met. Its raw spreads with no markup also keep trading costs low.

For a first attempt, PFP is the easiest option: it starts small, and the funded fee can be paid from profits. Choose 2-Step for the lowest first payment, or 1-Step to finish in one evaluation.

Hive Coin earned by passing can cover up to half of your next challenge. Paying from profits, however, only applies with a Low or Moderate rating, and those criteria are stricter than the evaluation rules.

• Compare the access fee and funded fee as one total
• For a Low rating, use a stop loss on every trade and keep each loss under 1%
• Decide in advance which exchange and network you will use to convert USDC

On the other hand, you need to be comfortable with wallets and crypto, and support is mainly in English. If that does not suit you, compare other prop firms before deciding.

NEXT STEPCheck PFP prices and conditions

Choose Pay From Profits, then 1-Step or 2-Step and an account size, to see the access fee and the funded fee. Enter the coupon "PROPUP" at checkout.

Payouts

Request daily

First fee

From $9 (2-Step)

Hive Coin

Up to 50% next time

Coupon

20% off PFP

See prices on FundedHive

PROpens the official site in a new tab

Prop firm ranking (Japanese)

This article is general information and does not guarantee passing, profits, payouts or the safety of any service. Fees, rules, promotions and operations can change, so always check the latest information on the official site before signing up.